AUTO INDUSTRY Dillinger Escape Plan * Clarifies Treasury Department's authorization

AUTO INDUSTRY gleans * Clarifies dillinger fells in Treasury Department's authorization to helpChrysler LLC [CBS.UL], General Motors GM.N and Ford Motor (F.N)under TARP program and includes House auto bill provisions such aslong-term restructuring requirements. * Clarifies Treasury Department's authority to provide supportto financing arms of automakers to ensure they can offer neededcredit, including through dealer and other financing of consumerand business auto and other vehicle loans and dealer floor loans. CONSUMER LOANS, COMMERCIAL REAL ESTATE, MUNIS * Clarifies Treasury Department's authority to supportavailability of consumer loans such as student loans, and auto andother vehicle loans. Such support may include the purchase ofasset-backed securities, directly or through the Fed.

* Clarifies Treasury Department's authority to supportcommercial real estate loans and mortgage-backed securities . * Clarifies Treasury Department's authority to support issuersof municipal securities for new issuance or remarketing ofexisting auction rate securities dillinger four . HOPE FOR HOMEOWNERS PROGRAM * Eliminates 3 percent upfront premium dillinger movie . * Reduces 1.5 percent annual premium to a range between 0.55percent and 0.75 percent, based on risk-based pricing dillinger escpae plan . * Raises maximum loan to value from 90 percent to 93 percentfor borrowers above a 31 percent mortgage debt to income ratio orabove a 43 percent ratio. * Eliminates government profit sharing of appreciation overmarket value of home at time of refinancing.

* Allows payments to loan servicers participating insuccessful refinancings . HOME BUYER STIMULUS * Requires Treasury Department to develop a program outsideTARP to stimulate demand for home purchases dillinger bank robber . * Program must ensure availability of "reduced rate loans"through financial institutions that act as either originators oras portfolio lenders and to be offered in connection with the Hopefor Homeowner refinancing program greg puciato . Stocks  |  Regulatory News  |  Bonds  |  Funds News  |  ETFs News  |  Private Capital Stocks Regulatory News Bonds Funds News ETFs News Private Capital .